If you are a student looking into the possibility of a student loan, then think about a few things first.
Is the establishment where you are going to learn accredited? Are you going to be studying part time or full time? Are you going to be studying for a scholarship?
How much will you need for each semester? Make a list of how much you will need for books and equipment, how much you need for food and clothing, are you living on campus or commuting to and from campus? You must take all these into account before you can complete the process.
You must have received a letter of acceptance from your educational institution before you even consider the prospect of any loan or grant; once you get this letter it may be prudent to visit their own financial aid office.
If this is not an option, then you must fill in a financial application for student aid (FAFSA) form as soon as you have received your acceptance. You should be able to get help in filling this form out from most of the financial aid offices around, and they will also post it to the right address for you.
When you are waiting for the results to come back from your (FASA) financial application for student aid form, you could then, with the help of the financial aid office, check the scholarships or grant options available to you.
A student aid report (SAR) will be generated by your financial application for student aid (FAFSA); this can help you work out the amount of money that you may need to borrow in the form of scholarship grants.
If you do decide to work whilst you are in learning, the institutions that lend money will decide on the amount that will be available to you in subsequent semesters.