If you are a student looking into the possibility of a student loan, then think about a few things first.
Do you intend to take one or two classes or to do full time learning? Are you going on to receive a scholarship? Is the institution that you are going to accredited?
Make certain list of whether you will be living on the campus itself, or will you be commuting to your place of education? How much money will you need for clothing, for food, or even for your books and accessories? Basically a list of how much you need for each semester!
Visit the financial aid office of the institution that you will be attending, once you get your acceptance letter. This can be done before you apply for any loan or grant.
A second step would be to fill in a (FAFSA) form once you have received your acceptance letter. FAFSA stands for financial application for student aid. Most of the financial aid offices will help you fill the form out correctly, and they will also forward it to the correct address.
Whilst this is in the process of being dealt with, you could check out any scholarships of grants that may be available. Again you may call on the assistance of the financial aid offices for this.
With you FAFSA filled in, the next step is an SAR. This stands for student aid report. This will be generated with your FAFSA and this could be used in conjunction with any grants or scholarships or other financial awards to help determine the loan amounts that you may need to borrow.
If you do decide to work whilst you are in learning, the institutions that lend money will decide on the amount that will be available to you in subsequent semesters.